Burlington, MA — June 21, 2011— Memento Inc., a leader in Enterprise Fraud Management solutions for financial institutions, today announced that First National Bank of Pennsylvania (First National Bank), the largest subsidiary of F.N.B. Corporation (NYSE:FNB), has selected the Memento Enterprise Platform to combat deposit account fraud over multiple payment types and delivery channels.

An Innovative Platform for Fraud Detection

The Fraud Risk Management team at First National Bank sought to strengthen existing fraud defenses and improve the efficiency of the bank’s loss prevention team. During the selection process, Memento demonstrated two criteria deemed critical for success - superior cross- channel analytics and an application built for faster, more accurate fraud decisions. Starting with Memento’s Check Fraud, Deposit Fraud and ACH & Wire Fraud solutions, First National Bank will leverage the power of a single platform for Enterprise Fraud Management and be able to expand to meet new challenges in the future.

“Memento was clearly able to demonstrate expertise in the accurate detection of fraud, and this enhanced accuracy means that our loss prevention team will be more productive. Memento’s analytics are cutting-edge. Their industry experts, mathematicians, technologists and client services team all work together to zero in on fraud,” said Barb Austin, Senior Vice President, Director of Technology Risk Management at First National Bank. “Proven analytics, an innovative end-user application and great subject matter expertise are what set Memento apart. Their solutions ultimately reduce cost and risk for First National Bank.”

“We are excited about the opportunity to work with First National Bank to effectively mitigate their fraud management challenges. Fraud today is a complex, cross-channel problem,” said John O’Malley, CEO of Memento. “First National Bank is a forward thinking institution that demands the best fraud prevention solutions, and we look forward to partnering with them to meet those goals.”

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Hermitage, PA, is a diversified financial services company with total assets of $9.8 billion. F.N.B. Corporation is a leading provider of commercial and retail banking, leasing, wealth management, insurance, merchant banking and consumer finance services in Pennsylvania and Ohio, where it owns and operates First National Bank of Pennsylvania, First National Trust Company, First National Investment Services Company, LLC, F.N.B. Investment Advisors, Inc., First National Insurance Agency, LLC, F.N.B. Capital Corporation, LLC, Regency Finance Company and F.N.B. Commercial Leasing. It also operates consumer finance offices in Kentucky and Tennessee. Additional information is available at www.fnb-online.com..

About Memento
Memento, Inc., a leader in enterprise fraud management delivers next-generation technology and proven solutions that allow financial institutions to rethink the way they combat and manage fraud. The Memento Enterprise Platform, the company’s award-winning software, protects deposit accounts from wide-ranging, costly threats and enables key stakeholders to measure the true value of loss prevention investments. Trusted by many of the world’s largest and most influential financial institutions, regional banks, and credit unions, Memento offers exceptional accuracy, rapid ROI, and unmatched business value. Visit www.mementosecurity.com for more information.

Contact:

David Hood
Director of Marketing
781.221.3030
Memento, Inc.

Kathy Hammons
Communications & PR Manager
724.983.3303
First National Bank of Pennsylvania